What Happens When You Overdraft Your Account? 💰🔎
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What Happens When You Overdraft Your Account? 💰🔎
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Overdraft protection works by linking your checking account to a backup source (like savings, credit card, or line of credit) and automatically transferring funds to cover transactions when your checking balance is too low, preventing declined transactions or returned checks but potentially incurring fees or interest, depending on the linked account. You typically need to opt-in for this service, and banks pull funds from your chosen backup account in a set order, often in increments, until the
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