Would You Put A MINIMUM OR 20% DOWN? 🟢 Pros of Buying with Minimum Down • Enter the market sooner no need to wait years • Lock in your home price before values rise. • Lower Insured mortgage Interest rate. • Start building equity NOW. 🔴 Cons of Minimum Down • CMHC Insurance is an added expense. • Higher mortgage amount more interest over time. • You need a hiqher income to qualify. • Smaller initial equity in your home. 🟢 Pros of 20% Down • No CMHC Insurance means upfront savings. • Lower mor