Owning a home in Santa Fe means more than having a place to live—it’s a lifestyle choice steeped in beauty, tradition and high-desert serenity. But whether you’re settling into a historic adobe or ...

Use Money’s free mortgage calculator to get an estimated monthly mortgage payment, based on your loan details.

Getting a mortgage is a huge financial commitment, and understanding how they work is essential before you start house ...

Paying your mortgage on time is good for your financial health in many different ways, including helping you build equity in your home and improving your credit score. Here’s an overview of the ...

When closing on the financing of either a refinance or a purchase transaction, interest on the loan will be collected from the borrower and prepaid to the lender upon funding of the loan. Easy enough, ...

Explore zero-coupon mortgages, a long-term financing tool deferring principal and interest payments until maturity, used in ...

Missing a mortgage payment can have ripple effects for your credit score and finances. Understanding exactly when your lender considers payments late — and when it is reported to credit bureaus — is ...

The mortgage rate landscape has shifted considerably over the past several months, with rates retreating from the elevated levels that dominated much of early 2025. Back in January, homebuyers faced ...

When considering a reverse mortgage, understanding the 60% rule is crucial for older homeowners. This rule, which limits the initial access to home equity, is designed to ensure financial stability ...