In 2025, people throughout the U.S. saw rising prices for consumer goods and a reduction in income and employment. Those factors contributed to a substantial rise in credit card debt. According to ...

IT’S HELPING FAMILIES, AND WHAT YOU NEED TO KNOW BEFORE YOU SIGN UP. AS WE CAME CLOSER AND CLOSER TO THE END OF PAYING IT OFF, WE JUST FELT BETTER AND BETTER. IAN MOORE SAYS CREDIT CARD BALANCE ...

“In a debt management plan, you get the interest rates down to 6 or 7 percent so that most of the payment is going towards ...

How to get out of debt when you’re broke? You’re in luck. There are free tools, such as budgeting apps or government portals, designed to help those who are overwhelmed. Check Out: 5 Subtly Genius ...

This nonprofit credit counseling agency helps consumers manage unsecured debt through structured repayment plans and financial education. For many people, debt isn’t the result of reckless spending — ...

Angelica Leicht is the senior editor for the Managing Your Money section for CBSNews.com, where she writes and edits articles on a range of personal finance topics. Angelica previously held editing ...

With a background in journalism and counseling, Penny Min blends analytical research with real-world insight to help readers make informed financial decisions. At Forbes Marketplace, she specializes ...

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. It's no surprise, then, that many borrowers who are struggling to keep ...

ATLANTA — For many families, credit card debt is a huge source of stress, and when the bills keep piling up, it might seem like there’s no way out. But before you lose hope, you may qualify for debt ...

Credit card debt is a source of stress. And when the bills keep piling up, it can seem like there’s no way out. But before you lose hope, you may qualify for a debt management plan. Consumer Reports ...

Debt management restructures your debt so you can pay it off. Debt settlement involves some amount of debt forgiveness. If you don't qualify for debt management, debt settlement might work for you.