Open banking, embedded finance, and AI are changing where bank data flows. Data privacy now determines how far innovation can ...

Why adaptive, AI-driven data aggregation is becoming critical infrastructure for modern, regulated financial institutions today.

Imagine a world where you have complete control over your financial data—where switching banks is as effortless as changing your cellphone's service provider, and personalized financial services are ...

It has to be one of the driest policy topics ever in the banking and financial services space, and yet it’s caused a flood of controversy for 15 years: a small part of the massive Dodd-Frank Wall ...

After several years of consultation, industry warnings, and media attention, formal regulation is on the way for Buy Now Pay Later (BNPL) products. From July 2026, providers will be required to carry ...

On October 22, 2024, the Consumer Financial Protection Bureau (CFPB) issued a final rule (Rule) on personal financial data rights under Section 1033 of the Dodd-Frank Act. 1 The Rule imposes ...

The Consumer Financial Protection Bureau has finalized its personal financial data-rights rule aimed at governing the sharing of consumer data through open banking. The new rule, released early ...

WILMINGTON, N.C.--(BUSINESS WIRE)--Apiture, a leading provider of digital banking solutions, announced today from ICBA LIVE 2025 that its Data Intelligence solution has been enhanced to include data ...

The CFPB must unequivocally state that consumers own their financial data and prohibit financial institutions from monetizing access to it. No one should dictate with whom consumers can share their ...

What happens when over 5 million* UK residents are unable to access mainstream credit? The issue is more significant than it seems. These 'credit invisible' individuals—ranging from freelancers to ...