Is an 850 credit score worth chasing? See why perfect credit does not unlock better deals than an excellent score -- and what ...

People with top credit scores have multiple cards, keep utilization tiny, payments perfect, and their credit history strong over time.

NEWYou can now listen to Fox News articles! You've worked hard, saved smart, and now it's time to enjoy your retirement years. But here's the catch: your credit score still matters, even when you're ...

With a background in journalism and counseling, Penny Min blends analytical research with real-world insight to help readers make informed financial decisions. At Forbes Marketplace, she specializes ...

Whether interest rates are rising or falling, a high credit score consistently places you in the lowest-risk category in ...

Your personal information is valuable. If criminals get their hands on it, they can — among other things — open credit cards while pretending to be you. Then it’s up to you to shut down fraudulent ...

Congratulations: You just earned a perfect 850 credit score. That's a major financial achievement, and definitely cause for celebration. But in terms of actual, tangible benefits, a perfect credit ...

With a background in journalism and counseling, Penny Min blends analytical research with real-world insight to help readers make informed financial decisions. At Forbes Marketplace, she specializes ...

Building a high credit score is a smart financial goal. With excellent credit, you won't need to worry about passing credit checks, whether that's to rent an apartment, get a low interest rate on a ...