Before you buy a home, check these insurance details that could affect your coverage, out-of-pocket costs and overall affordability.

In July 2021, after the collapse of the Champlain Towers South in Surfside, Florida, the city of Miami ordered structural inspections of all buildings over 40 years old. Since then, two other ...

Buildings insurance protects the structure of your property. It covers the cost of repairing or rebuilding your home if it’s damaged or destroyed as a result of subsidence, heave (when the ground ...

The reality is a bit more nuanced. Home insurance is typically split into two distinct types of cover: buildings insurance and contents insurance. Confusing the two is one of the most common mistakes ...