Open banking, embedded finance, and AI are changing where bank data flows. Data privacy now determines how far innovation can ...
Retail Banker International on MSNOpinion

From monolith to molecular: Why core banking must evolve

Paul Payne explores why lift-and-shift cloud strategies, modular platforms and microservices failed to resolve core banking ...
Recently, JPMorgan Chase announced a shift in how it manages access to consumer banking data, introducing new data access fees for third-party aggregators. While the move focuses on infrastructure ...
Picture this: You open your banking app and see a message: "Hey Alex, looks like you may need to move money into your primary checking account to cover upcoming expenses. Can I transfer in $3,000 from ...
With the Smart Data Bill now in law, the UK is taking the framework proven through Open Banking and extending it across the wider economy. Introduced in October 2024 and passed in 2025, the Bill gives ...