Term life insurance is generally the most cost-effective option for covering temporary financial obligations with life insurance, like a mortgage or your child’s college education. The average monthly ...

In my article “Life Insurance Policy Themes for 2023,” I suggested a tweak in what I called the “discourse” among agents and others in the life insurance business. The tweak was to talk less about why ...

So-called “advanced” life insurance planning is focused largely, but not exclusively, on providing estate tax-free liquidity at the lowest possible income, gift and generation-skipping transfer (GST) ...

Frank Seneco is founder and president of Seneco & Associates Inc., an advanced life insurance boutique in New Haven, Connecticut, catering to the exceptionally wealthy. Seneco has been providing ...

You need life insurance, but you also need to be able to afford it. Though there’s a common misconception that life insurance is expensive, the average monthly cost of a 30-year term life policy is ...

Life insurance can be a powerful solution for some of the needs and wants of wealthy families. It can be used to address inheritance taxes, provide cash in the future and address several business ...

A life insurance policy loan uses your policy's cash value as collateral. Learn the benefits and how it offers flexible repayment options without the need for approval.

100 million Americans either don’t have life insurance or don’t have enough coverage. Women (44%) are less likely to have or have enough life insurance compared to men (38%). People in lower-income ...

Term life insurance is usually the simplest and cheapest policy you can buy. That's because it's only in force for a set period — generally between 10 and 30 years — and it doesn't have a cash value ...